Money decisions,
made simple
Check your own numbers before you buy, borrow or sign. Free, independent, in English and हिंदी — and we never show loan offers.
Let's check if you can afford it
Three numbers are enough to start. We'll also test a weak month — the step most people skip.
Let's see what a loan really costs
A smaller EMI often means a bigger total. See interest, fees, APR and the amount you actually receive.
Calculate loan cost
Finding it hard to pay? Let's take it step by step
Practical steps before the due date, a script for your lender, and your rights with recovery agents. No quiz, no judgement.
Get practical stepsCheck a lender or loan app before you borrow
Loans from banks and NBFCs come from RBI-regulated lenders — even inside an app. Here's how to verify one on official lists.
How to checkHow well do you know your money?
10 real-life questions, about 3 minutes. You get a topic map — not a judgement, not a score for lenders.
Take the money check
Useful tools
All toolsNumbers worth knowing
Oct 2026* Being re-verified against primary sources before launch.
What changed for your money
We care about your money and your privacy
Calculations run in your browser. Saving is optional and can be deleted any time.
We don't earn from lenders, rank them or pass on your details.
Nor PAN, Aadhaar or bank passwords. Anyone asking “from Paisavy” is a fraud.
Each guide shows who wrote it, who checked it, and when.
Questions people ask
Straight answers, with sources.
Is Paisavy free? How do you make money?
Yes, free. We don't earn from lenders, show loan ads or sell data. Our funding is listed on the About & funding page.
Do you store my income or debts?
No. Calculations run on your device. Saving is optional and you can delete saved results any time.
Can you tell me which loan to take?
No — we help you understand costs and compare options with your own numbers. We don't recommend or rank lenders.
Is this available in Hindi?
Yes — every tool and guide in English and हिंदी, checked by native speakers.