Finding it hard to stop betting? Getting help, and talking to family

Short answer: You’re not alone, and it’s not a weakness. Problem gambling is a recognised health issue, and help works. Call Tele-MANAS on 14416 (free, 24/7, many languages). Today, turn off online and international card payments in your banking app. And tell one person you trust, with a list of what you owe. Debts kept secret grow, and a plan needs at least one ally (someone on your side).
If you’re thinking about harming yourself, call 14416 now or go to the nearest hospital.
Get support
- Tele-MANAS: 14416 or 1-800-891-4416. Free, confidential (private), 24/7, in many languages. India has no separate government gambling helpline, so Tele-MANAS is the right first call.
- NIMHANS SHUT clinic (Bengaluru) treats problems linked to technology use, including gaming and betting. Details: https://www.nimhans.ac.in/departments/service-for-healthy-use-of-technology
- Your local doctor or district hospital can refer you to a counsellor or a psychiatrist (a doctor for mental health).
Blocks you can set today
We found no Indian bank that offers a special “gambling block” you can switch on yourself. These tools help instead:
- Card controls: in your banking app, turn off online and international transactions on your debit and credit cards. Switch them on only when you need them. RBI requires banks to offer these controls.
- UPI: lower your daily UPI limit if your app allows it, and remove saved cards from wallets.
- A second check: ask someone you trust to hold your spare card, or to be told about transfers above an amount you choose.
- Your phone: uninstall betting apps and use content filters, which block certain sites and apps. Report suspicious messages, including betting offers, on Sanchar Saathi → Chakshu.
- Your salary: for a few months, have it paid into an account with no debit card. Pay rent and EMIs by auto-debit (automatic payment from your account) on payday.
Since 1 May 2026, offering or advertising online money games is banned in India. Apps that still offer them operate outside Indian law.
A ₹ example
Fictional. Calculated by Paisavy.
Vikram loses about ₹2,000 a week. He also borrowed ₹15,000 from an informal lender (a private moneylender, not a bank or registered company) at 3% a month.
- A year of losses: ₹2,000 × 52 = ₹1,04,000
- Interest on the loan over 6 months (simple interest): ₹2,700
One year’s losses are almost three times a typical 3-month emergency fund for a family whose basic needs cost ₹12,000 a month.
Talking to your family
- Choose a calm time, not right after a loss or in the middle of an argument.
- Start with facts: “I owe ₹___ to these lenders. I’ve been betting. I want to stop and I need help.”
- Bring the debt list: who you owe, how much, and when each payment is due. Then the talk is about a plan, not blame.
- Ask for one clear thing. Hold my card. Sit with me when I call the lender. Or come with me to a counsellor.
If you’re the family member
- Separate the person from the behaviour.
- Protect household money. Keep separate accounts, and don’t take new loans in your name for them.
- Don’t become their guarantor, the person who must repay if they can’t. (See Family budget, support and guarantor risks.)
- If anyone talks about self-harm, call 14416 or emergency services immediately.
Dealing with the debts
- Make a debt map, a list of every loan in one place, and protect basic needs first. (See Several loans at once and Your next EMI doesn’t fit your budget.)
- If a lender or app is threatening you, see A loan app is threatening you and report it on 1930.
- Don’t borrow to win back losses. (See “I’ll win it back”.)
Myths
- “I’ll stop once I win back what I lost.” That’s chasing losses, and it makes the hole deeper.
- “Telling my family will make it worse.” Hidden debt grows. A plan needs an ally.
- “My bank can block betting sites for me.” We found no such feature in India. Use card controls and limits.
- “Only weak people get addicted.” It’s a recognised health problem, and help is available.
What to check today
- Turn off online and international use on your cards.
- Write your debt list.
- Save 14416 in your phone, and decide who you’ll talk to.
Try it privately
→ What does betting cost me? A private calculator. Nothing is saved unless you choose to save it.
Sources and review
- PIB backgrounder on the Online Gaming Rules, 2026 (in force 1 May 2026): https://static.pib.gov.in/WriteReadData/specificdocs/documents/2026/apr/doc2026430859401.pdf
- RBI: card controls (15 Jan 2020): https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=11788
- Tele-MANAS (MoHFW): https://telemanas.mohfw.gov.in/
- Example calculated by Paisavy (
scripts/wave3_examples.py).
Educational information, not financial advice. Found an error? Tell us → · Corrections log